5 Easy Steps: How to Pay with Cash App Without a Card on iPhone

Cash App iPhone payment without card

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Cash App is a mobile payment service that allows users to send and receive money, as well as make purchases. While most people use Cash App with a debit card or bank account, it is also possible to pay with Cash App without a card on iPhone. This can be helpful if you don’t have a bank account or if you don’t want to use your debit card for online purchases.

To pay with Cash App without a card on iPhone, you will need to use the Cash App Balance. The Cash App Balance is a digital wallet that allows you to store and spend money. You can add money to your Cash App Balance by transferring money from your bank account, receiving money from other Cash App users, or by selling Bitcoin. Once you have money in your Cash App Balance, you can use it to make purchases anywhere that accepts Cash App.

To use Cash App to pay without a card on iPhone, simply open the Cash App and select the “Scan” tab. Then, scan the QR code for the purchase you want to make. Once the QR code is scanned, Cash App will automatically fill in the purchase amount and the recipient’s information. Tap the “Pay” button to complete the purchase. You can also use Cash App to pay without a card on iPhone by using the “Send” tab. Tap the “Send” button and enter the recipient’s name, email address, or phone number. Then, enter the purchase amount and tap the “Pay” button.

Enable Apple Pay Cash

To enable Apple Pay Cash on your iPhone and use it to make payments without your physical card, follow these detailed steps:

1. Verify Eligibility and Set Up an Apple ID: Ensure you have an Apple ID and that your device is eligible for Apple Pay Cash. Check if your country or region supports the service and that your device runs on iOS 11.2 or later.

2. Open the Wallet App and Tap “Add Card”: Locate and open the Wallet app on your iPhone. Tap the “+” icon in the top-right corner to add a new payment method.

3. Select “Apple Pay Cash”: Among the available options, choose “Apple Pay Cash.” You will need to provide your personal information, including your name, address, and phone number.

4. Verify Your Identity: To complete the setup, you will need to verify your identity through a text message or email sent to your registered contact details. Enter the verification code to confirm your identity.

5. Create a Passcode for Apple Pay Cash: For added security, create a unique passcode specifically for Apple Pay Cash. This passcode will be required to make payments or send money.

6. Deposit Funds into Your Apple Pay Cash Account: You can add funds to your Apple Pay Cash account by linking it to your bank account or debit card. Simply tap “Add Money” and follow the on-screen instructions.

Once you have successfully enabled Apple Pay Cash, you can begin making payments and sending money directly from your iPhone without the need for a physical card.

Add Cash to Apple Pay Cash

To add cash to Apple Pay Cash without a card, you’ll need to set up your Apple Pay Cash account and link it to a bank account or debit card. Then, you can add cash by following these steps:

Open the Cash app on your iPhone.
Tap the “Add Cash” button.
Select the amount of cash you want to add.
Tap the “Add” button.

The cash will be added to your Apple Pay Cash account immediately. You can then use the cash to make purchases at any store that accepts Apple Pay.

Set Up Apple Pay Cash

If you don’t already have an Apple Pay Cash account, you can set one up by following these steps:

Open the Settings app on your iPhone.
Tap “Wallet & Apple Pay”.
Tap “Add Card”.
Select “Apple Pay Cash”.
Follow the on-screen instructions to create your account.

Once you have set up your Apple Pay Cash account, you can add cash by following the steps outlined above.

Link a Bank Account or Debit Card

To add cash to Apple Pay Cash without a card, you’ll need to link a bank account or debit card to your Apple Pay Cash account. Here’s how to do it:

Open the Cash app on your iPhone.
Tap the “Bank” tab.
Tap “Add Bank”.
Follow the on-screen instructions to link your bank account or debit card.

Once you have linked a bank account or debit card, you can add cash to your Apple Pay Cash account by following the steps outlined above.

Method	Steps
Add Cash from Bank Account	Open Cash app. Tap “Add Cash”. Select amount. Tap “Add”.
Add Cash from Debit Card	Open Cash app. Select “Bank” tab. Tap “Add Bank”. Link debit card. Follow steps for adding cash from bank account.

Open Cash App

To begin, ensure that the Cash App is installed on your iPhone. If not, you can download it from the App Store. Once installed, open the app by tapping on its icon.

Home Screen

Upon opening the app, you will be presented with the home screen. This screen displays various options, including the ability to send and receive money, view your balance, and access your transaction history.

Pay With Cash App (Three Options!)

To pay with Cash App without a card, you have three options:

1. Cash App QR Code

This method involves scanning a QR code generated by the recipient. To do so:

Select the “Scan” icon from the home screen.
Center the QR code within the scanner frame.
Once scanned, enter the payment amount and confirm the transaction.

2. Cash App Name/Email

If the recipient provides their Cash App name or email address, you can use it to make a payment:

Tap on the “Pay” tab.
Enter the recipient’s Cash App name or email address in the “To” field.
Specify the amount and complete the payment.

3. Phone Number

To pay using a recipient’s phone number, you’ll need to first verify that their number is linked to their Cash App account:

Note: This option requires you to have the recipient’s phone number saved in your contacts.

Go to your iPhone’s Contacts app and select the recipient’s contact.
Verify that their Cash App name is displayed beneath their contact information.
If the name is present, tap on the “Pay” tab in the Cash App.
Select the recipient’s contact from your list of contacts.
Enter the payment amount and complete the transaction.

Input Amount

On the Cash App home screen, tap the payment icon (the blue square with a white arrow) at the bottom of the screen. In the “To” field, enter the phone number, $Cashtag, or email address of the person you want to send money to. Enter the amount of money you’d like to send in the “Amount” field. You can also include a message in the “Message” field (optional).

Once you’ve entered all the necessary information, tap the “Pay” button. If you have a linked debit card or bank account, you will be prompted to choose how you want to pay. If you don’t have a linked card or account, you can tap the “Other Ways to Pay” option and choose to pay with your Apple Cash balance or a one-time card number.

Using Apple Cash Balance

If you have an Apple Cash balance, you can use it to pay for things with Cash App. To do this, tap the “Pay with Apple Cash” option on the payment screen. Enter your Apple ID password to confirm the payment.

Using a One-Time Card Number

If you don’t have an Apple Cash balance or a linked debit card or bank account, you can use a one-time card number to pay with Cash App. To do this, tap the “Get a One-Time Card Number” option on the payment screen. Cash App will generate a virtual card number that you can use to pay for your purchase. The card number will expire after one hour.

Confirm Payment

After entering the payment amount, tap the “Confirm Payment” button. The app will display a confirmation screen with the following information:

Your payment details
The recipient’s Cash App username
The payment status

1. Review Payment Details

Double-check the payment amount, recipient’s username, and any notes you’ve included to ensure they are correct.

2. Verify Recipient

Make sure the recipient’s Cash App username matches the intended person you’re sending the money to. If it’s incorrect, cancel the payment and re-enter the correct username.

3. Check Payment Status

The payment status should indicate “Pending” or “Complete.” If it’s “Pending,” the payment is still being processed and may take a few minutes to complete.

4. Receive Confirmation

Once the payment is complete, you’ll receive a confirmation message from Cash App. You can also track the payment status in the “Activity” tab of the app.

5. Save Receipt

For your records, you can save a copy of the payment receipt by tapping the “Save Receipt” button. The receipt will be stored in your email or other preferred location.

6. Add To Address Book

If you frequently send payments to the same recipient, you can add them to your Cash App address book for quick and easy access in future transactions.

7. Further Assistance

If you encounter any issues during the payment process, you can reach out to Cash App’s support team for assistance. You can contact them through the “Support” tab in the app or via email at support@cash.app.

Approve with Face ID or Touch ID

To complete your payment with Cash App without a physical card, you’ll need to authenticate the transaction using Face ID or Touch ID.

For Face ID:

Look at your iPhone’s screen and make sure your face is directly in front of the TrueDepth camera.
Follow the prompts to complete the facial recognition process.

For Touch ID:

Place your finger on the Touch ID sensor on your iPhone.
Press down firmly and hold your finger on the sensor until the transaction is complete.

Important Notes:

Make sure your device’s screen is clean and unobstructed.
Allow adequate lighting for Face ID recognition.
If you set up multiple biometrics, you can choose which one to use for Cash App payments.
If you encounter any issues, refer to Apple’s support documentation for Face ID or Touch ID troubleshoots.

Check Payment Status

To check the status of a payment you’ve made with Cash App without a card on iPhone, follow these steps:

Open the Cash App on your iPhone.
Tap the “Activity” tab.
Find the payment you want to check.
Tap on the payment to view its details.
The payment status will be displayed at the top of the page.

The payment status can be one of the following:

Status	Description
Pending	The payment is still being processed.
Completed	The payment has been successfully processed.
Failed	The payment was unsuccessful.
Refunded	The payment has been refunded.

If a payment is pending, you can cancel it by tapping on the “Cancel” button at the bottom of the payment details page. Once a payment has been completed, it cannot be canceled.

If you have any questions about the status of a payment, you can contact Cash App support by tapping on the “Help” tab in the app.

Save Payee for Future Transactions

Once you’ve entered a payee’s information, you can save them as a contact to make future transactions faster and easier. Here’s how to do it:

1. Tap the “New” button on the Cash App home screen.

2. Enter the payee’s name, email address, or phone number.

3. If the payee is not already a Cash App user, tap the “Create New User” button.

4. If the payee is already a Cash App user, tap their name or email address.

5. On the next screen, you will see the payee’s Cashtag, which is a unique identifier for their Cash App account.

6. Tap the “Add” button to save the payee as a contact.

7. Once the payee has been saved, you can tap their name or email address from the Cash App home screen to quickly send them money.

8. You can also manage your saved payees by tapping the “Contacts” tab on the Cash App home screen.

9. From the Contacts tab, you can tap on a payee’s name or email address to view their profile and edit their contact information.

10. To delete a payee, tap on their name or email address from the Contacts tab and then tap the “Delete” button.

How to Pay with Cash App Without Card on iPhone

Cash App offers a convenient method of making payments without the need for a physical card. For iPhone users, there are two ways to pay using Cash App without a card: Apple Pay and Cash App Balance.

Using Apple Pay

Apple Pay is a mobile payment and digital wallet service that allows users to make payments with their iPhone. To use Apple Pay with Cash App, you need to link your Cash App account to your Apple Pay wallet. Once linked, you can make payments using Apple Pay at any store that accepts contactless payments. Simply hold your iPhone near the payment terminal and confirm the payment.

Using Cash App Balance

If you have a Cash App balance, you can use it to make payments without the need for a card. To make a payment using Cash App Balance, open the Cash App and tap on the “Pay” tab. Enter the recipient’s phone number, email address, or $Cashtag, and then enter the amount you want to send. Confirm the payment, and the recipient will receive the money instantly.